Xion Finance Wiki
Welcome to Xion Finance
One Click to DeFi


Whether you are new to crypto or an enthusiast, using Xion.Finance is an easy way to start earning a passive income and spending your Xion Global Token(XGT) rewards on everyday products. The cross-chain token called XGT was born on the xDAI chain and can be used for yield farming, processing e-commerce payments, minting rewards and simple value transfers. In conjunction with Xion Global, XGT is used as a payment and cashback rewards token.
🚜 Farm
πŸ›οΈ Shop
πŸ“€. Withdraw
πŸ§‘β€πŸŒΎ. Farm NFTs
Time to become a liquidity provider(LP) or otherwise known as a Farmer. Where you can earn up to 140% APY(Annual Percentage Yield) on your xDAI and XGT crypto. Where transaction(gas) fees are less than $0.001 and takes only <5 seconds for a transaction to be completed. Unlike Ethereum mainnet gas fees that cost up to $100 or more. An LP would simply add 50% xDAI and 50% XGT of his crypto holdings into the xDAI/XGT pool and in return earn fees + rewards. You can think of a liquidity pool as a big pile of funds that traders can trade against and in return for providing liquidity, you will earn fees from the trades that happen in the xDAI/XGT pool + rewards.
Here is an example:
    Bob wants to deposit his $100 worth of xDAI and $100 worth of XGT
    He connects his Torus wallet and scrolls to the heading "Start Farming with xDAI"
    Enters in 100 xDAI and clicks "USE YOUR XGT" to add his $100 worth of XGT
    Clicks "Start Farming" & approves 2 transactions to add his funds to the pool
    He receives liquidity pool tokens called UNI-V2, that now represents his deposit + any accrued trading fees. This is displayed in a USD amount under "Earnings Balance"
    Every time a trader swaps xDAI <> XGT, they pay a 0.3% fee. This fee is immediately distributed amongst all the liquidity providers in the pool, including Bob. Depending on how much he deposited, is what percentage of fees he will earn
    As a bonus Bob will also earn XGT rewards every 5 seconds in return for providing liquidity
We make use of AMMs(Automated Market Makers) known as Honeyswap and Uniswap. An AMM works similarly to an order book exchange in that there are trading pairs – for example, xDAI/XGT. However, you don’t need to have a counterparty (another trader) on the other side to make a trade. Instead, you interact with a smart contract(liquidity pool) that β€œmakes” the market for you.
This is where the magic happens. Purchase products with XGT, get up to 100% cashback in XGT and use XGT to receive compounded discounts off your subscriptions(Loyalty program). This is all possible through our decentralized payment & rewards gateway, where merchants can accept Visa, MasterCard, crypto payments and reward their loyal customers.
Cashback: Purchasing a product or service with a credit card or xDAI/DAI crypto, will get you up to 100% cashback in XGT. However, this is limited to how much liquidity we have unlocked for each cashback rewards level.
Example: once we reach $2.5M USD of total value locked(liquidity), then the first 20 000 people can purchase a product of their choice and get up to 100% cashback in XGT.
These are the 5 levels of 100% cashback in XGT rewards:
in USD
Amount of Shoppers
Once all 5 levels of 100% cashback rewards have been issued, then the next set of cashback rewards will be made available.
Please note: earning interest(cDAI) is not related to farming. Adding liquidity to the farming pool/s(UNI-V2) will only increase the amount of liquidity to unlock cashback rewards. XGT will also not be minted but simply put into circulation from the allocated supply, to issue cashback rewards.
Shopping & Locking XGT:
So you've got XGT from either cashback rewards, providing liquidity or just happened to buy some XGT for speculation.
Time to use that XGT and purchase any product, service or subscription offered by our Xion Merchants. Every time you purchase a product with XGT, 1% of that XGT will be locked(duration of the liquidity pools) before its sent to the merchant. This is to encourage healthy market dynamics and demand for XGT as a form of payment. So if you are a merchant, make sure to increase your profit margin by 1% to cater for XGT tokens being locked.
Subscription Loyalty Program:
Ever heard of compounding subscription discounts? This is where you can get a % of discounts off every recurring billing payment that compounds every billing period. However, this is only possible if you hold a certain amount of XGT, since every discount requires XGT as payment.
There are 6 discount levels. The more XGT you hold, the bigger the discounts will be off every recurring billing payment. Every time your subscription payment goes off, you will be charged a certain amount of XGT to get this discount. So make sure you always have enough XGT to continuously get compounded subscription discounts.
Initial Discount
Total AVG. Discount
over 12 months
Cost in XGT Per Month
50 XGT
200 XGT
500 XGT
1000 XGT
2000 XGT
    Alice holds 60 XGT & decides to purchase a $25 monthly box subscription with her credit card
    Her second billing period goes off & she receives her first 0.5% discount, because the merchant automatically deducted 5 XGT for a 0.5% discount
    It is now her 12th subscription payment and she is getting an average of 8.4% discount for every payment moving forward - why, because that 0.5% discount compounded every month(billing period)
Withdraw your cDAI, UNI-V2 or claimable XGT rewards at anytime you want. Simply head to the "Withdraw" page, select what you would like to withdraw into your connected wallet, approve the transactions and voila.
Interest Shares: These are your cDAI tokens that represent your DAI deposit + accrued interest. ETH is required for high gas fees, since your deposit and interest will be withdrawn into your connected wallet on the Ethereum Mainnet. You can withdraw any amount, at any time.
Farming Shares: These are your UNI-V2 LP tokens that represent your xDAI and XGT deposit + accrued trading fees. xDAI is required for less than $0.001 gas fees, since your deposit and trading fees will be withdrawn into your connected wallet, on the xDAI chain. You can withdraw any amount, at any time.
XGT Rewards: These are your claimable XGT rewards that have been rewarded to you, in return for being a liquidity provider. It is a combination of rewards generated every 5 seconds from your DAI liquidity and/or your xDAI + XGT liquidity. xDAI is required for less than $0.001 gas fees, to claim/withdraw your XGT rewards into your connected wallet, on the xDAI chain. You can claim any amount, at any time.
Bank Account: Head to Mt Pelerin to sell your xDAI or DAI crypto. You can either connect your external crypto wallet or send your xDAI/DAI to your Mt Pelerin wallet to withdraw your crypto into your bank account.

We have two kinds of NFT campaigns

    ​NFTs for our Farmers: Besides earning trading fees and rewards when farming XGT, you get NFTs(Non Fungible Tokens) for being a loyal liquidity provider. You need to farm for at least 1 month to automatically receive a POAP NFT, that can be used for redeeming products and/or discounts from Xion merchants in the near future.
    ​NFT reforestation Farm: Now you've got LP tokens from being a liquidity provider, so why not boost your APY by 20% by adding(staking) them in the NFT reforestation farm in Unifty. Not only can you boost your APY for 1 month but earn points to redeem/purchase an NFT. On redemption, up to 20,000 trees will be planted in communities affected by deforestation. The amount of trees planted depends on what NFT you own and being an owner means you'll also get up to 200% APY for 24 months. The goal is 100,000 trees to create sustainable livelihoods in Tanzania & Haiti. Available on OpenSea, Rarible & Unifty.

Learn more about these NFTs on Medium

πŸ§‘β€πŸŒΎ NFTs for our Farmers πŸ§‘β€πŸš€- https://xionglobal.medium.com/nfts-for-our-farmers-41a2994a48ea​
Once our decentralized payment and rewards gateway is ready, we will also be including NFTs that will represent your ownership and authenticity of each product, service or subscription you purchase. - coming soon

1st Things 1st

Create or connect your Torus wallet by clicking "Get Started" at the top right of any page on Xion Finance. Torus allows you to login with any social media account, email address or phone number to easily manage your funds on the go. It's available on desktop and mobile, and allows a "One-Click to DeFi" experience since it only takes 1-click to login with your example Google account. Alternatively, use MetaMask, WalletConnect or your Authereum wallet.
If you using MetaMask then use this guide to add your custom RPC for the xDAI chain -https://www.xdaichain.com/for-users/wallets/metamask/metamask-setup​
Note: Trust Wallet is not supported by the xDAI chain yet.


Got any questions, join our telegram group and our tech support will assist you. It's also jammed packed with fun Trivia's and games to win some XGT every week!
Telegram - https://t.me/xionglobal​
Last modified 2d ago